Your First Bankruptcy Meeting

It can be overwhelming to meet with an attorney, decide your financial future — and figure out how to pay the attorney when you are having financial difficulties to begin with, right?

We are sensitive to your needs and understand this is a difficult time. We are upfront about our fees and processes. All cases are different, but in general, this is what you can expect:

Phone consultation with Jeffrey Smith — Mr. Smith will help assess some of the basics of your situation, primarily whether we can assist you, and if we can't, we can usually recommend others who may be able to help. If we can assist, and you would like to proceed, then we schedule an in-office consult. There is no charge for this telephone consult (one only at no charge).

In-person consultation — You will then meet with Mr. Smith in person to discuss the specifics of your unique situation. The fee for the 60-90 minute consultation is $350 — payable the day of the meeting. If you retain us to file bankruptcy on your behalf, or for other related legal services, we will apply the consultation fee as a credit to the overall fees.

File petition for relief/stop collection calls and correspondence — We will properly file the petition for relief with the Bankruptcy Court. If this is done incorrectly, you may lose property you could have otherwise protected and face other serious issues.

Compile/format all documents for the court — The U.S. Bankruptcy Court specifies how each document (and accompanying documentation) is to be formatted. Mistakes in this area can be costly in terms of time, dollars and even the outcome of your case. Omissions or improper listing of creditors may result in your still owing the debt — even after your bankruptcy has been discharged. Our expertise in formatting bankruptcies of varying types minimizes chances of mistakes, and speeds up the process.

Court appearances — It is your duty to appear in court, and we will be there every step of the way, at each appearance.

Follow-up — We provide post-discharge follow-up services for our clients, depending upon the need and the type of bankruptcy that was filed. For more information, please ask during your consult.

A Note About Our Fees

We are not the most expensive, nor are we the least expensive, in terms of our fees.

You are hiring a specialist for counsel at a crucial time in your financial life. As with most things, you get what you pay for.

We will not take a one-size-fits-all approach to your case, and you will be pleased with the level of service and expertise you receive.

Fee Estimates

All cases are different, but in general, here is a range you can expect.

An exact fee will be quoted to you in writing, at the in-person consultation. These are examples only, and are fees for our legal services. The fees do not include court filing fees, or fees associated with court-required debt counseling programs.

Type of bankruptcy

Approximate fees

When fees are due

Individual/family Chapter 7$2,500Fees due up-front, or can be paid in two (2) installments
Individual/family Chapter 13$4,000–$6,000Expect to pay $1,500–$2,500 up-front; the remainder of the fees will be included in the bankruptcy installment plan
Business — Chapter 7Quoted at consultFees due up-front, or can be paid in two (2) installments
Self-employed — Chapter 13$4,500Expect to pay $1,500–$2,500 up-front; the remainder of the fees will be included in the bankruptcy installment plan

Call Us Today To Get Started

Don't wait to get the help you need. Call us today at 562-485-9376 or contact us online to get started. Se habla español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.