Car Accidents

Hundreds of auto accidents happen each and every day. If you are the victim of an auto accident, then you may be entitled to financial compensation for your injures, pain and property damage. You may be entitled to financial compensation, whether it be from the party who was at fault, or through YOUR own insurance provider.

Financial Consequences Of An Auto Accident

Whether you were involved in a simple fender bender or injured in an accident caused by a drunk driver, some of the financial hardships can include the following:

  • Property damage — Includes damage done to your vehicle and its contents
  • Medical bills — Includes immediate medical bills resulting from the accident and ongoing expenses such as physical therapy, chiropractic therapy and psychiatric therapy
  • Lost wages — Includes all hours, days, weeks or months you miss from work because of the accident
  • Pain and suffering — Includes physical pain that you suffer during and after the accident and chronic, ongoing pain that lingers long after the accident

California Financial Responsibility Law Minimum Motor Vehicle Insurance

As Los Angeles and Orange County car accident lawyers, we are keenly aware that the California Financial Responsibility Law requires all drivers to cover the damages you incurred from the accident:

  • $15,000 for injury/death to one person
  • $30,000 for injury/death to more than one person
  • $5,000 for damage to property

These minimum legal requirements often fall far short when one is in a serious car accident where the costs incurred by the injured party will likely be much higher.

As auto accident attorneys, we know that in spite of the California Financial Responsibility Law, almost 20 percent of drivers on the road may not be carrying auto insurance. For this reason, it is prudent and wise to carry uninsured motorist (UM) or underinsured motorist (UIM) coverage. By having UM/UIM coverage, your insurance company will cover you in the event you are hit by an uninsured driver or one whose policy limits fail to cover the damages incurred in an accident.

Insurance Companies Are "For Profit" Corporations Theirs! (Claimants Take A Back Seat.)

When claims are made, it reduces their profits. Insurance company business models are set up to save as much of the insurance company's money as they can. This means that the sweet lady on the other end of the phone pretending to care about your health and welfare is actually a highly trained employee of the insurance company. They want you to settle for far less than the worth of your claim. In many cases the "adjuster" who saves money quickly settling with you is later rewarded with bonuses and promotions for getting you to sell yourself short.

The attorneys of Curd, Galindo & Smith, LLP, have a well-earned reputation with insurance companies. When they refuse to be fair, we file, we serve, we litigate, we mediate, and if they still refuse to give our clients a fair and just settlement, we go to trial.

Seek The Help Of Experienced Auto Accident Attorneys For Your Claim

Negotiating an effective settlement requires a thorough understanding of the facts of the case, the law that applies to the value of the claim, and the ability and willingness to take a case to trial where necessary. Our auto accident lawyers possess these qualities, and have obtained multimillion-dollar settlements and verdicts on behalf of clients and their families who were injured or killed in automobile and truck accidents on the California roadways. If you or a loved one has been involved in an accident, contact Curd, Galindo & Smith, LLP, for a free consultation regarding your potential claims.

Contingency Fee Basis No Win, No Pay

You absolutely can afford to retain the services of the nationally recognized personal injury attorneys at Curd, Galindo & Smith, LLP, because we work on a contingency fee basis.

What does this mean to you? You do not have to pay us any type of fee out of pocket. In fact, you will not even have to pay us a dime unless we win your case. The contingent fee arrangement is also commonly referred to as "no-win-no-fee" because the client is not held responsible for payment in the event that the attorneys are not successful in recovering an insurance settlement or a jury award for money damages.

If you have been seriously injured, we encourage you to call us today at 562-485-9376 for your free, confidential consultation.